Compare Katy Electricity Rates, Plans and Providers

Written by Frank Eakin | Last Updated 02/20/2025

Katy, Texas, offers residents hundreds of energy plans, dozens of light companies and a wide range of electricity rates to choose from. 

According to the U.S. Energy Information Association (EIA), the Texas statewide average electricity rate is 15.60 cents per kilowatt-hour (kWh). If you do your research, you may end up with a plan that charges even less than the statewide average.

Since Katy is part of the Texas deregulated energy market, the sheer number of options available can make finding a plan overwhelming and complicated. We’ve compiled some of our picks for the best energy plans and providers in Katy to help you make the best choice for your home.

Best Katy Electricity Rates

Many plans advertise the lowest possible price, but the lowest rate doesn’t always mean that your monthly bill will be affordable. Most ultra-cheap plans come saddled with bill credits, which can make your energy bills completely unpredictable. Try to avoid these gimmicks and pick a 12-month plan without bill credits to avoid any surprise costs and end up with a low-rate electricity plan in Katy.

In the table below, you’ll find some of the best electricity plans in Katy for predictable monthly energy costs.

Provider
Plan Name
Est. Monthly Bill
Rate (¢/kWh)
% Renewable
Tri-Eagle Energy
Simple Savings 12
$142
14.2
9%
Frontier Utilities
Frontier Budget Saver 12
$163
16.3
30%
Veteran Energy
Secure 12
$159
15.9
7%
4Change Energy
One Rate 12
$161
16.1
9%
Rhythm Energy
Simply Select 12
$159
15.9
100%
Gexa Energy
Gexa Light Saver 12
$171
17.1
100%
Frontier Utilities
Platinum 12+
$180
18.0
26%
TXU Energy
Simple Rate 12
$182
18.2
9%
Payless Power
12 Month - Prepaid
$187
18.7
26%
Frontier Utilities
Frontier Saver Premier 12
$209
20.9
26%

Rates in the above table are updated daily in the Oncor service area. Monthly bill estimates are for 1,000 kWh usage.

Cheapest Electricity Rates in Katy

You can compare the cheapest electricity rates in Katy in the table below. However, you should be careful. While low electricity rates may yield monthly savings for some Texans, they can cause billing issues for others. These plans typically rely on bill credits, which don’t guarantee savings.

Bill credit plans provide a usage-based discount when your consumption reaches a certain threshold, often 1,000 kWh. If your usage falls below this — or rises beyond a maximum amount for some plans — your effective energy rate can skyrocket. We recommend considering straightforward fixed-rate plans instead. However, these plans may suit your needs. Carefully review the electricity facts label (EFL) before signing up.

Provider
Plan Name
Est. Monthly Bill
Rate (¢/kWh)
% Renewable
Express Energy
Flash 12
$107
10.7
0%
Express Energy
Flash 24
$107
10.7
0%
4Change Energy
Maxx Saver Select 24
$107
10.7
0.09%
4Change Energy
Maxx Saver Select 12
$107
10.7
0.09%
Frontier Utilities
Frontier Saver Plus 12 Plan
$108
10.8
30%
Gexa Energy
Gexa Eco Saver Plus 12 Plan
$108
10.8
100%
Frontier Utilities
Frontier Saver Plus 24 Plan
$116
11.6
30%
Gexa Energy
Gexa Eco Saver Plus 24 Plan
$116
11.6
100%
Tri-Eagle
Sure Value 36
$129
12.9
0%
Tri-Eagle
Sure Value 12
$129
12.9
0%

Rates in the above table are updated daily in the Oncor service area. Monthly bill estimates are for 1,000 kWh usage.

How To Choose an Electricity Plan in Katy

Follow the steps below to choose the ideal energy plan for your Katy home.

Step 1: Identify Your Electricity Usage Needs

You can narrow down your options by making sure each plan is a good fit for your electricity use patterns. Check your old bills to clearly understand your average monthly consumption in kilowatt-hours. If you have a smart meter, you can also check Smart Meter Texas (SMT), which provides access to daily, monthly, and even 15-minute interval data. 

Step 2: Review Plan Details and Rates

Once you’ve determined your energy usage, you can compare energy plans in your ZIP code. This ensures you’re only seeing plans available near you. The three most common types are fixed-rate, variable-rate or prepaid plans. Other types include bill credit, time-of-use and solar buyback plans. We recommend picking a fixed-rate plan with a 12-month term for the benefit of stable pricing. These plans also allow you to avoid the complexities of bill credits or “free night” gimmicks so you get a predictable bill each month. 

Step 3: Switch To your New Provider

Pick your new plan and provider, and we can help you sign up in five minutes or less. Whether you’re enrolling online or over the phone, signing up is swift, simple and secure. We just need some basic information from you, and your new provider will handle the rest. However, you should note whether or not you’ll owe a cancellation fee for ending your current plan early.

Plan Types Available in Katy

The most crucial aspect of selecting an energy plan is understanding what kind of plan you’re signing up for. Here are the most common energy plan types in Katy, Texas:

Top Energy Companies in Katy

Based on our review of dozens of energy providers, Reliant Energy, TXU Energy, and TriEagle Energy are some of our top-rated light companies.

Check out some of the other top light companies below.

Retail Energy Provider
Our Rating
Customer Satisfaction Score
BBB Rating
TXU Energy
4.9
4.7
A+
Green Mountain Energy
4.9
5
A+
Reliant Energy
4.9
4.8
NR
TriEagle Energy
4.8
4.6
A+
Express Energy
4.8
5
A+
4Change Energy
4.7
4.8
A+
Discount Power
4.7
4.5
NR
Gexa Energy
4.6
4.2
C
Direct Energy
4.6
4.5
NR
Frontier Utilities
4.5
4
NR

What To Know About Electricity in Katy

Before signing up for an electricity plan in Katy, be sure you understand some of the commonly used terms or aspects of energy plans. Below are some of the common aspects to consider. 

  • Rates: pay attention to your energy charge, not just the advertised price.
  • Contract length: The length of your contract can impact your rates and any potential cancellation fees. 
  • Discounts and promotions: Special offers like bill credits or sign-up bonuses can help you save. However, watch out for deceptive gimmicks that can cause billing headaches.
  • Electric vehicle (EV) plans: If you have an EV, a plan with free or discounted charging may help you save on your energy costs.
  • Early termination fees (ETFs): Fixed-rate plans typically come with ETFs, which can range from $99 to $395. Other providers charge $15 to $20 per month remaining in your contract.

Electricity Facts Label

An electricity facts label (EFL) is a standardized document that must legally accompany each energy plan. The EFL explains all of the plan’s important details, including the energy charge, utility delivery fees, base charges and possible discounts. Before purchasing a plan, make sure you read the EFL and understand what you’re paying for and what charges go into your monthly energy bill. 

Free Nights and Weekends Energy Plans

If you spend most of your days away from home, you may be the ideal customer for a free nights and weekends energy plan. These are a type of time-of-use plan and may suit a very specific customer. If you’re away from home most of the day and you use most of your electricity at night, you may be able to save with a “free” energy plan. In general, however, you should avoid time-of-use plans. This plan typically charges inflated rates during peak-demand hours to offset the “free” energy periods, leading to higher monthly bills.

When To Switch or Shop

The best time to switch energy providers is during the spring or fall, when mild weather causes demand to drop and prices to dip. Avoid shopping during summer and winter, when extreme temperatures cause rates to rise due to increased demand.

If you’re moving cities, start looking for a provider at least on month before your move-in date. Having a full 30 days to compare should ensure that you have ample time to research and decide on a plan without feeling rushed.  

How Does Deregulated Energy Work in Katy?

Even though you can pick your light company in a deregulated energy market, you cannot pick their transmission and distribution utility company (TDU). Where you live in the state determines which utility company operates in your area.

Electricity companies purchase power from generators in wholesale auctions overseen by the Electric Reliability Council of Texas (ERCOT) and the Public Utility Commission of Texas (PUCT). The prices electric companies pay during these auctions can have a direct impact on your retail energy price of electricity. While light companies sell you electricity, utility companies deliver the power to your home or business.

Which TDU serves Katy?

CenterPoint Energy is the transmission and distribution utility (TDU) that serves Katy, Texas. They don’t set the electricity rate for you but will likely charge you some sort of service fee. Their infrastructure costs are part of your overall energy bill.

Find the right Texas energy provider for you

How We Rate and Review Texas Electricity Companies

With dozens of providers and hundreds of plans available in the deregulated Texas market, choosing the right one can feel overwhelming. We created a comprehensive rating methodology to help you cut through the complexity and find the best electricity plan for your needs, whether you’re moving to Texas or looking to switch providers.

We’ve researched dozens of Texas electricity providers and scored them out of 5 stars based on results from our 2025 energy survey of 1,600 Texans, scoring providers on customer satisfaction, experience and retention. Here’s how these core factors weighed into our ratings:

  • Customer satisfaction (30%)
  • Customer retention (30%)
  • Online experience (20%)
  • Customer experience (20%)
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