Compare Stephenville Electricity Rates and Providers

Since Stephenville is part of the Texas deregulated energy market, you have the power to choose your electricity providers, instead of being tied to a single utility company. Deregulation means you’re empowered to shop for the best energy rates in Texas. However, it also means shopping dozens of light companies and hundreds of energy plans, which can be overwhelming.

In this guide, we review the best electricity plans in Stephenville, focusing on options from top-rated energy companies. In case you want to evaluate other options in the market, we also provide buying tips and expert recommendations.

Today’s Stephenville Electricity Rates and Plans

At Home Energy Club, we recommend fixed-rate electricity plans as the best option in Stephenville, since they offer stable pricing and predictable monthly bills. We don’t usually recommend the plans that advertise the lowest electricity rates in Stephenville, since they often come with hidden fees and other pricing tricks. For example, some electricity plans only offer low rates during certain hours, or if your monthly usage falls within a specific range, while charging much higher rates otherwise.

Below, you can compare fixed-rate plans from top-rated Stephenville electricity companies. All these options feature 12-month contracts, giving you the flexibility to renew or switch plans annually. You can also find longer contract terms, such as 24 or 36 months, which often include rate discounts in exchange for a longer commitment.

Rates in the above table are updated daily. Electricity rates for Oncor Electric Delivery service areas are pulled for the zip code 76401. Monthly bill estimates are for 1,000 kWh usage.

Cheapest Electricity Rates in Stephenville

Bill credit plans typically advertise the lowest electricity rates in Stephenville but lack the price stability offered by fixed-rate plans. Here is a quick summary of how bill credit plans work:

• The base rate is normally high, often exceeding 20 cents per kWh.
• However, if your monthly usage stays within a specified range, you receive bill credits of up to $150.
• When you earn the monthly credits, your effective rate can drop as low as 10 cents per kWh.

A bill credit plan can help you save if your monthly energy usage is consistently within the eligible range, usually above 1,000 kWh or 2,000 kWh. However, electricity consumption in Texas tends to vary seasonally, driven by air conditioning in summer and space heating in winter. This variable consumption makes it difficult for most homeowners to remain within the eligible range for bill credits, leading to unpredictable power bills.

To be transparent and informative, we included a list of bill credit plans from our top-rated electricity providers below. However, keep in mind that these companies also offer fixed-rate plans with more predictable costs over time.

Rates in the above table are updated daily. Electricity rates for Oncor Electric Delivery service areas are pulled for the zip code 76401. Monthly bill estimates are for 1,000 kWh usage.

Average Residential Rates in Stephenville

Stephenville has an average electricity rate of 17.4 cents per kWh, based on our pricing data. When comparing all plan types available for Stephenville, you’ll find plans that start well below that average. According to March data from the U.S Energy Information Administration (EIA), the Texas average electricity rate is 15.3 cents per kWh.

Both the lowest and the highest rates are usually associated with bill credit plans. The lower rates apply when your usage qualifies for credits, while higher rates apply if you fall outside the eligible range.

At Home Energy Club, electricity rates for Stephenville range from 10.2 to 23.0 cents per kWh as of June 2025, based on a 12-month contract and a monthly consumption of 1,000 kWh.

What Is a Good Energy Rate in Stephenville?

At Home Energy Club, we consider that a good electricity plan should not only offer an affordable rate, but also price stability and clear terms with no hidden fees. We generally don’t recommend plans that advertise the cheapest rates, since they often use deceptive rate structures or hidden fees. For example, we prefer a plan that charges 15.0 to 16.0 cents per kWh consistently over a plan that advertises 11 cents per kWh — but can jump to 24.0 cents per kWh if you don’t meet specific conditions.

As of June 2025, the most affordable fixed-rate plans in Stephenville range from 15.0 to 16.5 cents per kWh, based on a monthly usage of 1,000 kWh and a 12-month contract.

Electricity Companies in Stephenville

When evaluating electricity companies in Texas, our energy experts consider both electricity rates and non-cost performance factors. At Home Energy Club, we surveyed 1,600 electricity users across Texas, asking them about their energy providers and overall customer experience. 

Based on this data, we evaluated dozens of electricity companies in Texas, assigning each a score out of five stars based on the following categories: customer satisfaction, online experience, customer service and customer retention.

Top Energy Providers in Stephenville

The two most popular electricity providers in our statewide survey were TXU Energy and Reliant Energy, accounting for 23% and 19% of responses, respectively. However, both companies currently charge above-average rates in Stephenville. 

If you’re looking for affordable options, here are six electricity providers that offer fixed rates below 17.0 cents per kWh in Stephenville. These companies earned scores above 4 out of 5 stars in our review:

• TriEagle Energy
• Express Energy
• 4Change Energy
• Frontier Utilities
• Veteran Energy
• Gexa Energy

In the table below, you can compare the best providers in Texas.

Which Utility Company serves Stephenville?

Oncor Electric Delivery is the TDU that serves Dallas-Fort Worth and many surrounding cities, including Stephenville. Oncor applies the following delivery fees to all electricity plans in its service area, regardless of the provider:

• Base charge: $4.23 per month
• Delivery charge: 5.0029 cents per kilowatt-hour delivered

When you compare electricity plans in Stephenville, most providers include Oncor’s fees in their advertised rates. When in doubt, you can confirm the total rate for any energy plan by checking its electricity facts label (EFL).

Although Stephenville offers electricity provider choice, this only applies within the city limits. Most agricultural and rural areas that surround the city have a regulated electricity service from a single provider called United Cooperative Services (UCS). If you’re a UCS customer, you don’t have the option to switch your provider unless you move to a deregulated location.

How To Choose an Electricity Plan in Stephenville

There are more than 1,500 electricity plans available across Texas, and you can expect to find around 130 to 200 individual plans for any given ZIP code. With so many options in the market, finding the right electricity plan for your home can be daunting, especially if you’re new to deregulated energy markets. Here are five buying tips from our energy experts to make the comparison process easier:

1. Identify the electricity plan features you want: You can narrow down your options by focusing on specific plan types. We recommend fixed-rate plans for price stability.
2. Know your home energy needs before comparing rates: Electricity companies offer different rates based on monthly usage tiers. If you’re unsure about your typical consumption, you can check your power bills from the last 12 months.
3. Use Home Energy Club to filter plans by ZIP code: Our platform only displays electricity plans available in your area, saving you time.
4. If you choose a plan with additional features, read the fine print: Perks like 100% green energy and autopay discounts can be helpful, but make sure they don’t come with variable pricing or restrictive terms.
5. Never choose an electricity plan based on advertised rates alone: The cheapest advertised rates often come with hidden fees and other “gimmicks.” Read the EFL and contract terms before signing up for any plan.

Plan Types Available in Stephenville

Shopping for electricity plans in Stephenville can be challenging, with so many options available in the market. However, most plans can be classified into six broad categories for easier comparison:

Keep in mind that some electricity plans combine features from different categories. For example, you may find a fixed-rate plan with 100% renewable energy, or a prepaid plan with variable monthly rates.

What To Know About Electricity In Stephenville

In Stephenville, you can choose from over 140 electricity plans offered by dozens of providers. While that freedom can lead to lower monthly bills, the variety of rates and plan features can make the shopping process confusing. Some plans offer straightforward pricing, while others rely on gimmicks like bill credits or free energy hours. The following tips can help you make smart energy choices.

1) Understand the EFL

The EFL is a standardized document that outlines all base charges, rates and contract terms in an electricity plan. Reading the EFL before enrolling in an electricity plan is just like reading nutrition labels before purchasing food products. Advertised rates can be misleading, but electricity providers are legally required to disclose all charges and contract terms on their EFLs.

2) Review the ETF

Fixed-rate plans include an ETF, which you must pay if you switch plans before the contract ends. Not all electricity providers show their cancellation fees on marketing materials, but you can always find them on their EFLs. While some providers like TriEagle Energy charge a flexible ETF based on the remaining contract term, others apply flat fees as high as $395.

3) Think Twice About Free Nights and Weekends Plans

These are time-of-use plans that may sound great up front, but they often charge 25.0 to 35.0 cents per kWh outside of the free periods. Unless you can shift most of your energy usage towards the free hours, you will most likely end up paying more with these plans. Generally, to benefit from time-of-use plans, you must make lifestyle changes that are not viable for many homeowners.

5) Commercial Electricity Plans Have a Different Structure

If you own a business in Stephenville, the procedure for choosing an electricity plan depends on your monthly usage and company size. If your monthly power bills are under $2,500 and you have less than five power meters, you can shop for electricity plans online, just like a residential customer. However, larger businesses with at least five power meters or monthly bills above $2,500 must usually request customized plan offers from electricity providers.

Commercial electricity rates tend to be cheaper than residential prices. According to the latest EIA data, the average business energy rate in Texas is 9.0 cents per kWh, while the average residential rate is 15.3 cents per kWh.

Switching Providers or Moving to Stephenville

Home Energy Club helps you switch electricity plans or set up service in Stephenville. 

Enter your ZIP code to compare and filter plans by contract length or provider. Once you choose a plan, the sign-up takes about five minutes. Provide some basic information, and your new provider will handle the rest.

If your current contract is still active, switching may incur an ETF or cancellation fee. However, Texas law exempts you from fees when switching while moving to a new address.

Many Texas electricity providers offer same-day service, but we recommend this only as a last resort. If you’re moving to Stephenville, shop for plans as soon as you know your move-in date to find lower rates and avoid service delays.

Frequently Asked Questions

How We Rate and Review Texas Electricity Companies

With dozens of providers and hundreds of plans available in the deregulated Texas market, choosing the right one can feel overwhelming. We created a comprehensive rating methodology to help you cut through the complexity and find the best electricity plan for your needs, whether you’re moving to Texas or looking to switch providers.

We’ve researched dozens of Texas electricity providers and scored them out of 5 stars based on results from our 2025 energy survey of 1,600 Texans, scoring providers on customer satisfaction, experience and retention. Here’s how these core factors weighed into our ratings:

• Customer satisfaction (30%)
• Customer retention (30%)
• Online experience (20%)
• Customer experience (20%)